by Tim | Apr 16, 2010 | God, My World |
It’s the day after taxes were due, and we’re ok for now. That shouldn’t be the case, but it is. When I resigned my part-time job in January, I had nothing lined up to fill the loss of income. Before my resignation, we were already living month to month, with very little wiggle room to adjust our budget. A few times, in fact, we had to borrow from the money we had set aside for taxes to pay for gas in the car or buy groceries for the week. This was the few months before I resigned. Regardless, we had felt a peace two months earlier (November) to resign, which was a little daunting to us on a financial level for many reasons.. First, Christmas was coming up, which was going to be a hard hit for us. Second, income taxes were going to be due in April, and we didn’t have nearly enough resources set aside for what we estimated our taxes to be (I am self-employed, so instead of a nice refund check this time of years, it’s a honkin’ check to the IRS instead). Third, our yearly homeowner’s association dues were due in March. Fourthly, we later found out in December/January that we were expecting another child, which although is a great joy, also introduces further financial strain for the next nine months and beyond. And then there’s all the unexpected stuff that you can’t budget for, but seems to pop up at the most inopportune times. It was our hope that the two months between November and January would give us time to locate supplemental...
